Rowan Investment Management
A properly thought through and balanced investment strategy will have the potential to grow your assets and generate income (if required) whilst letting you sleep soundly at night. However deciding which investments are suitable is far more difficult than it would first appear.
There are literally thousands of investments to choose from and each offers you a different balance between risk and reward and each may perform differently in any one particular economic environment. A simple investment ‘truth’ should always be remembered, that is the relationship between risk and reward. Generally the greater the potential reward the higher the risk of loss.
For this reason our investment practices give you the ability to understand risk and the opportunity that risk can provide. They are designed to enable you to make an informed choice as to which asset types are the most suitable and to combine these various asset types into a portfolio properly structured to meet your objectives.
The ability to combine asset classes can create portfolios with a wide range of risk/reward characteristics. If equities are too risky, you may prefer to balance your investments by having limited exposure to equities in favour of a larger exposure to less volatile asset classes, such as property or fixed interest.
Consequently, whatever your investment objective and risk profile there will be a suitable portfolio strategy. Rowan can provide that portfolio and through detailed investment research select the best from the thousands of investments available to meet your requirements.
For example, an investment that has achieved excellent short term performance has risked substantial loss in the process. This type of investment can be very rewarding but how much should you invest in it? When should you buy it? And perhaps most importantly, when should you sell it? These are some of the questions that need to be considered. Investing at the wrong time, investing the wrong amount or not selling can make the difference between a very good investment return and a mediocre return. Buying investments without recognising the associated risk can too easily result in poor performance, unexpected fluctuations in value and ultimately, disappointment.
